NCR Accredited · NCRCP23733
About Us
Lufu Fincred is a financial services business dedicated to helping individuals improve their credit profiles and regain access to financial opportunities. We assist clients who have been declined for personal loans, vehicle finance and other credit facilities due to poor credit records, debt review status, judgments or low credit scores.
Our goal is to guide clients through the process of credit profile rehabilitation — assisting with credit clearance enquiries, debt review removal processes, judgment-related credit record matters and credit score updates where applicable. We are committed to helping you understand your credit record, address relevant credit issues, and take practical steps towards becoming creditworthy.
Our Services
Every engagement begins with a full review of your credit profile so we can identify exactly which matters apply to you.
We assist clients in reviewing their credit profiles and identifying adverse listings or incorrect information that may affect their ability to access credit.
Start with a profile reviewWe guide eligible clients through the applicable debt review removal process, subject to their circumstances and the relevant legal requirements.
Check your eligibilityWe assist clients with enquiries and the appropriate processes relating to judgments reflected on their credit records, including guidance on corrections or removal where legally justified.
Ask about a judgmentWe help you understand what moves your score, keep your credit record accurate, and work towards credit score updates where applicable.
Improve your scoreWhy Lufu Fincred
Lufu Fincred is a registered credit provider with NCR accreditation number NCRCP23733 — trading openly under company registration 2025/512304/07.
We review your profile before promising anything. You get a clear view of which listings can legitimately be addressed and which cannot.
Credit rehabilitation is a journey. Our 36-Month Client Support Programme keeps a partner on hand whenever new credit challenges arise.
Regulated framework & client protections
36-Month Client Support Programme
Improving your credit profile is not a once-off process. Our programme is designed for clients who want continued access to our assistance over a three-year period.
Full profile assessment, adverse listing enquiries and a documented action plan for everything that can legitimately be addressed.
Follow-through on submissions, credit record corrections and monthly score monitoring so progress is measured, not assumed.
Continued access to our team for new credit-related matters, so your profile stays healthy as your financial life grows.
How It Works
Send us your details. We conduct a no-obligation review of your credit profile and the credit facilities you have been declined for.
We set out what appears on your record, what can be disputed or corrected, and the realistic path and timeline for each item.
With your mandate in place, we prepare and lodge the relevant enquiries and follow up until each matter reaches a resolution.
Choose the 36-Month Client Support Programme and keep Lufu Fincred on hand for the next three years of your financial journey.
You do not need to know which listing is blocking you — that is what the assessment is for. Tell us where you have been declined and we will take it from there.
Contact
Send us your enquiry and we will confirm receipt by email once our inquiry desk has received it.
Important: Lufu Fincred assists with enquiries, disputes and the applicable legal processes relating to credit records. We do not remove listings that are accurate and lawfully reflected. Outcomes depend on your individual circumstances, credit bureaux and, where relevant, the courts.